<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <!-- Phase 4b-1: expanded sitemap. Was a single homepage entry; now
       indexes the 6 audience landing pages so each can rank independently
       in Google for its specialty-targeted queries ("tax strategies for
       doctors", "real estate tax planning", "tech founder QSBS", etc.).
       Each entry advertises its EN and ES alternates via hreflang. The
       es alternate locale is `es-US` (US Spanish-speakers) rather than
       `es-ES` (Spain) since our audience is US-based bilingual readers. -->

  <!-- Homepage — primary entry point -->
  <url>
    <loc>https://overpayingtaxes.com/</loc>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://overpayingtaxes.com/" />
    <xhtml:link rel="alternate" hreflang="es-US" href="https://overpayingtaxes.com/?lang=es" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://overpayingtaxes.com/" />
  </url>

  <!-- Audience landing pages — each gets its own canonical (Phase 4b-1
       worker fix) and its own ranking entry. Priority 0.8 (below the
       homepage but above the default 0.5) signals these are meaningful
       landing pages, not just URL aliases. -->
  <url>
    <loc>https://overpayingtaxes.com/doctors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://overpayingtaxes.com/doctors" />
    <xhtml:link rel="alternate" hreflang="es-US" href="https://overpayingtaxes.com/doctors?lang=es" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://overpayingtaxes.com/doctors" />
  </url>

  <url>
    <loc>https://overpayingtaxes.com/realtors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://overpayingtaxes.com/realtors" />
    <xhtml:link rel="alternate" hreflang="es-US" href="https://overpayingtaxes.com/realtors?lang=es" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://overpayingtaxes.com/realtors" />
  </url>

  <url>
    <loc>https://overpayingtaxes.com/founders</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://overpayingtaxes.com/founders" />
    <xhtml:link rel="alternate" hreflang="es-US" href="https://overpayingtaxes.com/founders?lang=es" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://overpayingtaxes.com/founders" />
  </url>

  <url>
    <loc>https://overpayingtaxes.com/consultants</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://overpayingtaxes.com/consultants" />
    <xhtml:link rel="alternate" hreflang="es-US" href="https://overpayingtaxes.com/consultants?lang=es" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://overpayingtaxes.com/consultants" />
  </url>

  <url>
    <loc>https://overpayingtaxes.com/lawyers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://overpayingtaxes.com/lawyers" />
    <xhtml:link rel="alternate" hreflang="es-US" href="https://overpayingtaxes.com/lawyers?lang=es" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://overpayingtaxes.com/lawyers" />
  </url>

  <url>
    <loc>https://overpayingtaxes.com/contractors</loc>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <xhtml:link rel="alternate" hreflang="en-US" href="https://overpayingtaxes.com/contractors" />
    <xhtml:link rel="alternate" hreflang="es-US" href="https://overpayingtaxes.com/contractors?lang=es" />
    <xhtml:link rel="alternate" hreflang="x-default" href="https://overpayingtaxes.com/contractors" />
  </url>
</urlset>
